Legal

Terms and Conditions

Last updated June 2026

Introduction

These Terms and Conditions govern your use of the Best Pick Finance website (bestpickfinance.com.au), operated by JM Digital Ventures Pty Ltd ABN 99 697 102 864 trading as Best Pick Finance (Credit Representative Number 578861, authorised under Australian Credit Licence 389087). By accessing or using this website, you agree to these terms.

Use of This Website

You may use this website for lawful purposes only. You must not use this website in any way that causes or may cause damage to the website or impairment of its availability or accessibility. You must not use this website to copy, store, host, transmit, send, use, publish or distribute any material that is unlawful, harmful, or offensive.

Intellectual Property

All content on this website including text, graphics, logos, and images is the property of JM Digital Ventures Pty Ltd or its licensors and is protected by Australian copyright law. You may not reproduce, distribute or use any content without prior written permission.

Information Accuracy

We endeavour to keep information on this website current and accurate. However we make no representations or warranties about the accuracy, completeness or suitability of the information on this website. Information may change without notice.

Credit Assistance

Best Pick Finance provides credit assistance as a credit representative of Australian Finance Group Ltd (Australian Credit Licence 389087). Credit assistance is subject to lender assessment, eligibility criteria, and individual circumstances. Approval is not guaranteed.

Our Fees

Best Pick Finance does not charge fees to clients for standard home loan services. We receive commission from lenders when a loan settles. Details of commissions will be disclosed in the Credit Proposal provided to you prior to proceeding with any loan application.

Privacy

Your use of this website is also governed by our Privacy Policy, which is incorporated into these terms by reference. View our Privacy Policy.

Limitation of Liability

To the extent permitted by law, JM Digital Ventures Pty Ltd excludes all liability for any loss, damage, cost or expense (including legal costs) arising from your use of this website or reliance on any information contained on it.

Governing Law

These terms are governed by the laws of Victoria, Australia. You submit to the exclusive jurisdiction of the courts of Victoria.

Changes to These Terms

We may update these terms from time to time. Continued use of the website after changes are posted constitutes your acceptance of the updated terms.

Complaints and Dispute Resolution

If you have a complaint about our services, please contact us in the first instance at jun@bestpickfinance.com.au or 0412 276 628. If we are unable to resolve your complaint, you may contact the Australian Financial Complaints Authority (AFCA) at www.afca.org.au or 1800 931 678.

Last updated June 2026.